Should we take credit cards?

[DillyMac]

Yes. Credit cards are amazing for consumer protection (which is already quite lacking in Canada)

[KaneZoR]

Yes definitely as others have mentioned for consumer protections and extended warranty benefits you get with credit cards are a real incentive for consumers to use.

[HeadDamage]

Sorry to say but I'm a credit card only for online purchases guy as well.

[Jeff_C]

I buy everything on credit card as it provides more protection, points, and for me easier to budget because everything goes on the card. I find EMT annoying, but I have done it when needed. I do recognize losing the percentage to the CC companies sucks, so you would have to weigh if it brings in more business or not. For me, when I can buy with CC I always do. Stores that don't offer CC I only shop if I need something they exclusively provide.

[Bartok5]

I only shop with a credit card for the reasons stated. I would like to become a customer, but your current payment options do not accommodate my needs.

[Smokinyotes]

If you don’t except credit cards your losing out on a pile of business

[marshall]

Yup that’s about it

And the buyer has 0 protection from scams, or a dealer not shipping something.
I use to have a Visa account many years ago, but for a small one man shop , it took really eat into the bottom line, so I dropped it.
It was quite a bit more then 4%, They really did not want small account holders , I believe.
At that time ,most people where still using check books.
I know some add a fee for credit cards , which I have run into with some auction houses.
A large company , it should just be a cost of doing business.

[AlbertaJohn]

Another vote for cc

[marshall]

I will add, every time I pay with EMT , it costs me a fee, I pay my snow plow guys that way , if I don't drive down.

[WWK]

I buy everything on credit card as it provides more protection, points, and for me easier to budget because everything goes on the card. I find EMT annoying, but I have done it when needed. I do recognize losing the percentage to the CC companies sucks, so you would have to weigh if it brings in more business or not. For me, when I can buy with CC I always do. Stores that don't offer CC I only shop if I need something they exclusively provide.

My thoughts exactly. Perhaps undergo a 6 month trial to see if the business gains, out weight the extra 3-4% credit card charge. Thanks for considering CC.